Resources
Practical tax guides for self-employed Canadians.
Frameworks and checklists for the decisions and filing obligations that come up most often for contractors, brokers, and investors.
Tax Decision Guides
Frameworks for decisions like incorporation, registration, and deduction eligibility.
- May 5, 2026
Personal Services Business Risk for Incorporated IT Contractors
What a personal services business determination means, how CRA assesses it, and the tax and expense consequences for incorporated contractors.
- Mar 22, 2026
CRA Penalties and Interest: How They Accumulate and How to Avoid Them
The specific penalty rates for late filing and late payment, how compound interest works, and the steps to minimize damage if you are already behind.
- Mar 22, 2026
Home Office and Vehicle Expenses: What Self-Employed Canadians Can Actually Deduct
How to calculate home office and vehicle deductions correctly, what CRA requires to support them, and the specific rules for T2125 filers.
- Mar 18, 2026
Quarterly Tax Installments for Self-Employed Canadians: What They Are and How to Calculate Them
When CRA requires installment payments, the three calculation methods, the due dates, and how interest and penalties apply if you miss them.
- Mar 17, 2026
Should I Incorporate? A Framework for Self-Employed Canadians
The tax math, admin cost, and profession-specific factors that determine whether incorporation makes sense for self-employed Canadians.
GST/HST Guides
Registration thresholds, filing obligations, and input tax credit rules.
Year-End Checklists
Documents to gather before filing, organized by industry and return type.
- Mar 25, 2026
How IT Contractors Should Organize Tax Documents for T1, T2125, and T2 Filing in Canada
How IT contractors can organize T4A slips, invoices, software expenses, and home office records throughout the year, not just at tax time.
- Feb 26, 2026
2025 Tax Documents Checklist for Mortgage Brokers and Agents
The income records, commission splits, vehicle expenses, and professional costs mortgage brokers need to prepare their 2025 T1 and T2125 accurately.
- Feb 26, 2026
2025 Tax Documents Checklist for Real Estate Investors
The rental income records, CCA schedules, expense receipts, and disposition documents real estate investors need to file their 2025 T776 and T1 accurately.
- Feb 25, 2026
2025 Tax Document Checklist for IT Contractors and Tech Consultants
A complete list of documents IT contractors need to file their 2025 T1 return, T2125 schedule, and GST/HST return accurately.
CRA Explainers
How CRA processes work: penalties, interest, audits, and correspondence.
Have a specific question?
These guides cover common situations. Your return has specific details that a guide cannot address.
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