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CPA-Led Accounting Practice

Bookkeeping and tax for
self-employed Canadians

Tax software files your taxes. We help you make the decisions around them. Serving contractors, brokers, consultants, and real estate professionals across Canada.

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Registered with CPA Ontario. CPA-led. No generalists.

Who we work with

  • IT Contractors
  • Tech Consultants
  • Mortgage Brokers
  • Insurance Brokers
  • Trades Contractors
  • Real Estate Agents
  • Real Estate Investors
  • Commission Earners

What a specialist accountant actually provides

Self-employment accounting is not a simplified version of corporate accounting. It requires specific knowledge of your income type and the decisions that surround it.

  • Industry-Specific Knowledge

    IT contractor deductions differ from real estate investor expenses. We understand the tax treatment specific to your work, so you get advice that applies to your situation.

  • CPA-Led Relationship

    Every file is handled by Alex Teplov, CPA. No rotating staff, no junior bookkeepers signing off on your return. You deal with the same person who knows your file.

  • Decisions Beyond the Software

    Tax software files your taxes. It does not tell you whether to incorporate, how to structure owner compensation, or when to register for GST/HST. That is what we do.

Services

Three core services covering the full accounting and tax needs of self-employed Canadians. Pricing is provided after a brief consultation.

Built around your income type

  • Contractors and consultants. IT contractors, tech consultants, and project-based professionals with T4A income, variable revenue, and deductible business expenses that generalist accountants often miss.
  • Commission earners and brokers. Mortgage brokers, insurance brokers, and real estate agents with fluctuating commission income, split-year situations, and industry-specific deductions.
  • Real estate investors. Rental property owners navigating capital cost allowance, principal residence elections, HST on new builds, and the T776 rental income schedule.
About the practice

6+

industries with specific tax treatment

2–3

weeks typical onboarding timeline

Common questions

How long does onboarding take?
Onboarding typically takes 2 to 3 weeks. We gather your prior-year returns, connect your accounting software, and set up the chart of accounts for your industry before starting regular work.
Do I need to be incorporated to work with you?
No. We work with sole proprietors filing T2125 schedules as well as incorporated professionals filing T2 corporate returns. Part of the early conversation is whether incorporation makes sense for your situation.
Which accounting software do you use?
We work primarily in Xero and QuickBooks Online. If you are already on one of these platforms, we can connect to your existing file. If you are starting fresh, we will set up the right software for your situation.
Do you handle GST/HST registration and filings?
Yes. We handle GST/HST registration, quarterly and annual filings, and track input tax credits throughout the year. We also advise on when the registration threshold applies to your revenue stream.
Can you help with U.S. income from American clients?
Yes. Cross-border income is common for IT contractors and consultants. We handle the Canadian reporting requirements for U.S.-sourced income and coordinate with the appropriate treaty provisions.
What does tax planning actually include?
Tax planning covers decisions made before year-end: incorporation timing, salary versus dividend splits, HST election choices, home office and vehicle deduction setup, and instalment planning to avoid penalties.

Ready to work with a specialist?

Send us a brief description of your work and current accounting situation. We respond within one business day.

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